Your interests.
Our professional commitment.

From protecting assets and employees to complex project, financial and digital risks, we help you understand your business needs and select appropriate insurance.

• Property insurance

  Insurance for business premises, equipment, contents and stock against fire, natural hazards, escape of water, burglary and other agreed risks.

• Machinery and electronic equipment insurance

  Insurance for machinery, production facilities, installations, computers and other electronic equipment against breakdown and other agreed damage.

• Construction and erection insurance — CAR / EAR

  Insurance for construction and installation works, materials and equipment intended for incorporation, with consideration of third-party liability and additional cover according to project needs.

• Business interruption and financial loss insurance

  Insurance for lost profit, continuing fixed costs and additional expenses following an insured event. Investment projects may also require protection against the financial consequences of a delayed start of operations.

• Public and business liability insurance

  Insurance for liability arising from bodily injury and damage to third-party property connected with business activities, including consideration of product liability, employers’ liability and other specific exposures.

• Professional indemnity insurance — PI / E&O

  Insurance for liability arising from professional errors, omissions or negligence in providing services, including applicable defence costs.

• Directors’ and officers’ liability insurance — D&O

  Protection for directors and officers against the financial consequences of claims arising from management errors and omissions, within the agreed policy terms.

• Cyber risk insurance

  Insurance for risks involving cyber incidents, data breaches and IT system interruption, with consideration of incident response costs, data restoration and third-party liability.

• Trade credit and receivables insurance

  Protection for receivables from the sale of goods and services against non-payment due to buyer insolvency or protracted default, in domestic and export trade.

• Financial institutions insurance against fraud and financial crime

  Insurance for direct financial losses from employee dishonesty, specified fraudulent acts and computer crime, including specialist cover for banks and financial institutions.

• Motor and fleet insurance

  Compulsory motor third-party liability, comprehensive motor insurance and other cover according to vehicle use and the needs of the business fleet.

• Goods in transit — cargo insurance

  Insurance for goods during domestic and international transport, including agreed stages of loading, transhipment, unloading and temporary storage.

• Carriers’ and freight forwarders’ liability insurance

  Insurance for liability for goods accepted for carriage or forwarding, including road carriers’ liability under the CMR Convention. This cover is considered separately from insurance for the goods themselves.

• Marine, aviation and rail insurance

  Insurance for vessels, aircraft and railway rolling stock, with appropriate liability cover. The needs of marinas, port operators and other operators are considered individually.

• Employee personal accident insurance

  Group employee insurance for accidental death and permanent disability, with other agreed benefits and consideration of occupational disease protection.

• Voluntary health insurance

  Employee health insurance programmes tailored to company needs, with an agreed scope of consultations, diagnostics, treatment and other healthcare services.

• Travel insurance and assistance

  Insurance for employees on business trips, including agreed medical expenses, assistance and other benefits under the selected programme.

• Legal expenses insurance

  Insurance for specified costs of legal representation, court proceedings and other proceedings within the agreed scope of legal protection.

• Agricultural and other specialist insurance

  Insurance for crops, plantations, livestock and other specific risks, alongside specialist solutions according to the policyholder’s activities and needs.